FundRobot » Investment Fund » What percentage of my savings should I consider investing?

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Old   #1 (permalink)
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Default What percentage of my savings should I consider investing?

In other words, what is a good ratio of money in the bank to investments in stocks, mutual funds, etc.?

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Old   #2 (permalink)
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Default What percentage of my savings should I consider investing?

What can you afford? You must decide this, when I first started saving for my retirement I would play with the number. Every paycheck I was like "this is too much". You are going to hear that you should save 15% of your take-home pay for retirement over your working career. As your situation varies, you must adjust your safe savings rate.

It all depends on your comfort level but remember that you do have bills and need savings from now to retirement years

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Old   #3 (permalink)
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Default What percentage of my savings should I consider investing?

If you are younger and presently no commitment about children's education etc. you may save around 33% of more. Have personal long financial budget like children education, marriage, a house and car for you and for happy retired life. Make a good planning . You may invest in stock, mutual funds, real estate, Banks etc. Where there is a risk the return is more. So depending on your age take risk. If you are 30 take 70% risk, calculated by deducting your age from 100. ( invest 70% in stock, Mutual funds )
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