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Default long keep utility type bills after i've paid them

This is one of the things I wish high school taught: how to manage the oodles of papers that pile up year after year just in case the tax man comes calling. Bank receipts, yeah, I can imagine them wanting to see those, but old water bills? Gas bills? Hospital bills? Car payments? I generally keep them for seven years, but my storage drawer is overflowing this year! What can I toss and which should I keep?

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